As a homeowner, it’s important to protect your investment and ensure that your home’s essential systems are covered in case of unexpected breakdowns or repairs. A home warranty does just that. A common concern is whether home warranties cover air conditioners. We’ll provide you with a clear answer and explaining what is and isn’t covered, as well as offering tips on how to properly maintain your AC unit. So, if you are wondering if a home warranty covers air conditioners read on.

Are air conditioners covered by a home warranty?

Yes, home warranties do typically cover air conditioning units, which is great news for homeowners. However, the specifics and limitations of your home warranty coverage may vary. While the main components of your air conditioning system are generally covered, review your home warranty contract to determine the exact details. 

What’s Covered:

  • AC Units: The central air conditioning unit or split system components are usually covered by a home warranty. This includes the condenser, compressor, coils, and other essential parts.
  • Ductwork: The ductwork that distributes cool air throughout your home is often included in the coverage. Properly functioning ducts are vital for the efficient operation of your air conditioning system.
  • Thermostat: In most cases, the thermostat that controls your air conditioner’s settings is covered. It’s important to have a functioning thermostat to regulate the temperature and ensure comfort in your home.
  • Electrical Systems: The electrical components related to your air conditioner, such as circuit boards and wiring, are generally covered by home warranties. These components play a crucial role in the operation of your AC unit.

What’s Not Covered:

  • Pre-existing Conditions: Home warranties typically don’t cover repairs or replacements for air conditioning units with pre-existing conditions or known issues before the coverage begins. It’s important to disclose any existing problems with your air conditioner before purchasing a home warranty.
  • Lack of Maintenance: Neglecting regular maintenance and failing to properly care for your air conditioner may result in denied claims. Home warranty providers expect homeowners to follow manufacturer guidelines and perform routine maintenance, such as filter replacements and cleaning, to keep the AC unit in good working condition.
  • Non-Essential Components: Some non-essential components, such as decorative or aesthetic features, may not be covered by home warranties. The focus of a home warranty is primarily on the functionality and essential parts of the air conditioning system.
  • Improper Installation: If your air conditioning unit was not installed correctly, resulting in malfunctions or damage, it may not be covered by the home warranty. It’s important to ensure that your AC unit is installed by a qualified professional according to industry standards.

Understanding the coverage and limitations of your home warranty to avoid any surprises when it comes to air conditioning repairs or replacements. It’s always recommended to thoroughly read and review the terms and conditions of your home warranty contract before making a purchase.

You can make informed decisions about your air conditioning maintenance and potential warranty claims by being aware of what is and isn’t covered. Regular maintenance and care for your AC unit are essential to ensure its longevity and efficient operation.

How to maintain your AC unit

Proper maintenance is key to ensuring the longevity and efficient operation of your air conditioning unit. Here are some essential maintenance tips that will help you keep your AC unit in top shape:

  • Regular Filter Replacement:
    • Replace your air filter at least every three months, or more frequently if you have pets or live in a dusty environment.
    • Clogged filters restrict airflow and can strain your AC system, leading to decreased efficiency and potential breakdowns.
    • Check the manufacturer’s recommendations for the specific type of filter used in your unit.
  • Clean the Outdoor Unit:
    • Keep the outdoor condenser unit free from debris, such as leaves, grass clippings, and dirt.
    • Regularly clean the unit using a hose to maintain proper airflow.
    • Ensure that the power to the unit is turned off before cleaning.
    • Remove any visible obstructions that may impede the airflow, such as branches or tall grass.
  • Clear the Surrounding Area:
    • Ensure that the area around your outdoor unit is free from obstructions.
    • Trim any plants, shrubs, or other vegetation to provide adequate clearance.
    • Maintain a clear space of at least two feet around the unit to allow for proper airflow.
  • Professional Maintenance:
    • Schedule regular professional maintenance with a licensed HVAC technician.
    • They can inspect and clean your AC system, check refrigerant levels, and address any potential issues before they escalate.
    • Professional maintenance typically includes tasks such as lubricating moving parts, checking electrical connections, and testing system performance.

It’s recommended to have your AC unit serviced at least once a year, preferably before the start of the cooling season.

Home warranties can be a valuable asset when it comes to protecting your air conditioning system. In addition, by following proper maintenance practices, such as regular filter replacement, cleaning the outdoor unit, and scheduling professional maintenance, you can maximize the lifespan and efficiency of your air conditioner. With a reliable home warranty and proper care, you can enjoy the comfort of a cool and well-maintained home. If you’re considering purchasing a home warranty or have further questions about coverage for your air conditioning unit, contact trusted home warranty providers or consult a real estate professional to find the best options available.