If you’ve ever wondered about the safety net that is a home warranty, you’ve come to the right place. We’re here to clear up any confusion and help you confidently determine whether you’re covered. If you’ve been in your home for years or are in the process of buying one, knowing about your home warranty can save you from unexpected expenses down the road. So, how do you know if you have a home warranty?

Your home warranty matters

Imagine this: You’re sipping your morning coffee, enjoying the serenity of your home, when suddenly the air conditioning stops working on a hot summer day. Or your trusty dishwasher decides it’s had enough right before a big dinner party. These situations are not just frustrating but can also put a dent in your wallet. Here’s where a home warranty steps in

Are you covered? Do you have the protection of a home warranty? Let’s find out.

Where do I find out if I have a home warranty?

Remember that stack of papers you went through when you bought your home? Well, one of those papers might hold the golden ticket – information about your home warranty. Look for terms like “home warranty,” “warranty coverage,” or “service contract.” These words are like breadcrumbs leading you to a section that spells out whether you have a home warranty.

In this documentation, you’ll get all the information on how long the warranty lasts, what it covers (like appliances and systems), and any important rules. Take note of when the warranty expires and the steps to take if you need to use it.

Engage with the Previous Homeowner or Real Estate Agent

Reach out to the person who owned the home before you or the real estate agent who helped with the sale. The previous homeowner of a real estate agent will likely know dwhether a home warranty is in place. 

How to I know if I have a builders’ home warranty?

Did you buy a sparkling new house? Builders often include warranties for different parts of your home. These warranties act as shields against construction-related hiccups. These plans are usually nuanced with coverage options. Make sure you understand what is covered and not covered.

If you bought your home from someone else, they might have given their home warranty to you as part of the sale. This means you inherit their coverage without lifting a finger. To determine whether this hand-me-down warranty is yours, examine the sale agreement and other documents. If you can’t find the answer, don’t stress – just contact the seller or your real estate agent to clear things up.

If you’re considering getting a home warranty or want to learn more, check out Porch Warranty. And if you’re curious about what a home warranty entails, explore What Is a Home Warranty on Porch.com. Want to dive deeper into how home warranties fit into real estate transactions? Discover the ins and outs in the article Home Warranties Utilized in Real Estate Transactions.