When it comes to safeguarding your investment in an older home, a home warranty can be your trusted companion. Dealing with unexpected breakdowns and repairs is a common challenge, especially in houses that have a few years of history behind them. A home warranty is like having a reliable friend by your side – it’s a service contract that steps in to cover the costs of repairing or replacing major home systems and appliances, addressing issues that arise from the natural wear and tear of daily life.

Older homes possess a unique charm and character, often standing as testaments to past architectural styles. However, they may also come with older systems and appliances that could be more prone to breakdowns. This is where home warranties come into play, bridging the gap between the age of these existing systems and the potential high costs of repairs or replacements.

So, if you’re considering how best to care for your older home and its systems, think of a home warranty as your friendly and professional partner. It’s here to help you navigate the challenges that can come over time. For a deeper understanding of what a home warranty entails, explore “What is a Home Warranty“.

Can you get a home warranty for an old house?

Absolutely! Whether your home is a snapshot of the past or a more recent construction, considering a home warranty is a smart move. Home warranties are readily available for both older and newer houses, without any bias. The eligibility for coverage isn’t tied to your property’s age; instead, it hinges on the condition of your home’s systems and appliances.

As long as these vital components are well-maintained and in good working order when you enroll in a home warranty, they can fall under the umbrella of potential coverage. This means that regardless of the historical significance or vintage charm your older house exudes, you can still enjoy the protective benefits of a home warranty, provided the systems and appliances in question are in satisfactory working condition at the time of enrollment. Your home’s age may be a part of its character, but it doesn’t prevent you from securing the peace of mind that a home warranty can provide.

Benefits of getting a home warranty for an old house

Embracing a home warranty for your aging home brings a wealth of advantages. It offers a shield of financial security against unforeseen breakdowns of systems and appliances and the convenience of a streamlined repair process. The predictability it lends to budgeting and the potential to enhance your home’s market value make a home warranty an invaluable asset.

Financial security

One of the best advantages of getting a home warranty for an older residence is its assurance in terms of financial security. As a homeowner of an aging property, you know that the wear and tear on systems and appliances can translate into unforeseen repair or replacement expenses. A home warranty acts as a robust shield, safeguarding you from the financial strain of such unexpected costs. The cost of repairing or replacing a malfunctioning HVAC system, an aging water heater, or a worn-out refrigerator can be substantial, and having a home warranty in place effectively mitigates the financial stress that can accompany these inevitable breakdowns. This financial safeguarding ensures that your budget remains steady, regardless of the maintenance demands that the age of your house might impose.


Picture this scenario: your air conditioning unit, which has served you dutifully for years, suddenly gives in to the ravages of time and decides to malfunction on a sweltering summer day. With a home warranty, the process is remarkably straightforward. When a covered item experiences a breakdown, all it takes is a simple call to the warranty provider. They’ll promptly initiate the repair or replacement process, allowing you to focus on what truly matters instead of scrambling to find a reputable technician or shouldering the burden of coordinating repairs. The ease of reaching out to your warranty provider underscores the value of a home warranty’s convenience, making addressing system or appliance failures far more manageable.

Increased home value

As you contemplate the prospect of selling your older home, the presence of a home warranty can substantially impact its market appeal. Potential buyers are naturally concerned about the state of the property they’re investing in. Including a home warranty sends a strong signal that you’re committed to maintaining the functionality and condition of your house’s vital systems and appliances. This, in turn, instills confidence in buyers, assuring them that they won’t be saddled with immediate repair expenses shortly after purchasing the property. The result? A more attractive offering that can potentially accelerate the selling process and even boost the perceived value of your older home in the eyes of prospective buyers.

Making the most of a home warranty

Maximizing the advantages of a home warranty requires proactive strategies that get homeowners to embrace its protective coverage fully. It all begins with a commitment to regular maintenance and care, which means adopting a thoughtful approach to home upkeep. This includes scheduling routine HVAC tune-ups and ensuring that appliances receive thorough cleaning and regular checks. Such proactive maintenance not only enhances the longevity and performance of these components but also ensures their continued coverage under your home warranty.

When a covered item shows signs of malfunction or breaks down, swift communication with your warranty provider is highly recommended. This step accelerates the repair or replacement process, minimizing downtime and preventing any potential worsening of the problem. Timely reporting demonstrates your dedication to maintaining the integrity of your home’s systems and appliances and contributes to the long-term success of your warranty.

As time goes by, your home’s needs may evolve, and your warranty should adapt accordingly. Many providers offer renewal options that allow you to extend coverage beyond the initial period. Furthermore, consider the potential benefits of upgrading your plan. This could involve expanding the coverage scope to include more items or incorporating specialized systems that are particularly important for your older home’s functionality. 

FAQs about home warranties for older homes

Do home warranties cover old HVAC?

Home warranties typically cover older HVAC systems as long as they are in good working condition when the warranty is initiated. These systems are crucial for maintaining a comfortable living environment, especially in regions with extreme temperatures.

For further insights, visit Home Warranty Cover HVAC.

Do home warranties cover old appliances?

Yes, home warranties often cover old appliances, provided they are functioning properly at the time of the warranty purchase. This coverage can include kitchen appliances like refrigerators, ovens, dishwashers, and more.

Will a home warranty cover an old AC unit?

Yes, home warranties can cover old air conditioning units. These units are susceptible to wear and tear, making them important candidates for coverage.

For additional details, refer to Home Warranties Cover Air Conditioners.

Do home warranties cover old furnaces?

Yes, home warranties generally cover older furnaces. These heating systems are integral to maintaining a comfortable indoor environment during colder months.

Do home warranties cover pre-existing conditions?

Home warranties usually cover systems and appliances that are in good working order at the time of purchase. However, they might not cover issues that existed before the warranty was initiated.

To gain a deeper understanding, check out Will Home Warranty Cover Pre-existing Conditions.

While older homes come with unique challenges, a well-structured home warranty plan can be a lifeline, saving you from unexpected financial burdens and giving you the confidence to enjoy your cherished space fully. By understanding the coverage, benefits, and maintenance tips outlined in this article, you can easily navigate the world of home warranties and make informed decisions that safeguard your investment for years to come.

If you are considering purchasing a home warranty plan for your older home, consult with Porch Warranty.